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"Our strategy is to be where our customers are, and we are delighted to offer some of the world's most popular mobile payment platforms to our customers." Samsung Pay is available wherever near-field communication (NFC) payments are accepted, and is compatible on Samsung devices such as the Gear S3 smartwatch and the soon-to-be-released Galaxy S8 and S8 Plus smartphones . The integration with Samsung now sees the 200-year-old bank offer both Samsung Pay and Android Pay -- which it launched last year -- in addition to Westpac's own tap and pay function, doctor home loan rate Oak Laurel which was unveiled to customers in 2014. However, Apple Pay is not yet offered by the bank. Westpac is part of the group of four banks that has been seeking regulatory approval since mid-last year to collectively negotiate with third-party mobile providers such as Apple on conditions relating to competition, best practice standards, and efficiency. Last month, the Australian Competition and Consumer Commission (ACCC) issued a determination denying authorisation for Westpac, the Commonwealth Bank of Australia (CBA), the National Australia Bank (NAB), and Bendigo and Adelaide Bank to collectively bargain with Apple and boycott Apple Pay. Throughout the process, the banks have claimed that they want access to the NFC controller in iPhones and reduced their argument in February to solely focus on such, as Apple currently does not allow any other entity direct access to its technology. The group has been arguing that access would enable them to offer their own integrated digital wallets to iPhone customers in competition with Apple's digital wallet without using Apple Pay -- which is what Apple wants to avoid. "We take a strategic partnering approach to payments innovation while continuing to develop our own technology," Frazis said on the matter. "Although we don't agree, we respect the ACCC's decision on our application which was about giving customers choice and all participants access to the NFC chip.

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